The old man bought a plaster worth only 5 yuan at 88 times the price! A Guide to Avoiding Fraud in Online Shopping for the Middle-aged and the Elderly

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On November 20, an old man in Xuancheng, Anhui reported to the police that he had been cheated. In order to recover the loss of the old man in time, the police rushed to the field and arrested the two men on the same day. After investigation: the man punctured the old man’s skin before cupping, claiming that he had blood stasis and his condition was serious, and then sold the plaster for 5 yuan to the old man at 88 times the price. At present, two men have been criminally detained in accordance with the law.

In recent years, fraud cases against the elderly have occurred from time to time. And such tricks are not only prevalent in daily life, the awareness of anti-fraud among the elderly is weak, how can we protect them? In the face of deceitful pyramid schemes for health products and indiscriminate telecom fraud, how can China keep its pension funds? How can middle-aged and elderly people improve their awareness of fraud prevention?

So how should an elderly person prevent fraud?

Please keep this anti-fraud guide!

What are the common scams for the elderly?

1. Fraud of health care products

The older the older With increasing emphasis on health preservation, fraudsters use this to lure the elderly to buy useless health care products at high prices, and to defraud the elderly under the guise of “providing free medical examinations” and “free experts” to explain health care knowledge, or giving free eggs, fruits, and small household appliances. people’s money.

Second, “pension payment” scam

In the name of knowing the staff, the fraudsters collected tens of thousands of yuan from the uninsured at one time, falsely claiming that they could help the uninsured The agency service makes the uninsured people mistakenly think that they can enjoy the pension by paying the social pension insurance premium in one lump sum.

Three, winning fraud

Lottery fraud is mainly carried out by calling or sending messages saying “I have won the prize, I have become a lucky audience” or throwing paper winning lottery tickets to lure the elderly to claim the prize. . Once someone contacts to redeem the prize, the scammers will ask for money remittance under various names such as “notarization fee”, “transfer fee”, “delay fee” and commit fraud.

Fourth, investment and financial fraud

In recent years, many scams have lured the elderly into investing with high profit returns, including frequent illegal fund-raising cases in recent years. Some lawbreakers often fabricate various investment projects in the name of investment and financial management and pension services.Use high interest, high return, and low risk as bait to carry out fraud.

5. Fraud with housing for pension

Currently, many scammers are targeting the houses of the elderly and launching the “housing for the elderly” project. Amount of interest” and other tricks to lure the elderly to mortgage their houses and use the loaned money to purchase “high-yield” “financial management projects”. Generally, the fraudsters in the early stage will return some income to the elderly, and then run away with the money. In the end, the elderly have no money and houses, and even are heavily in debt.

6. “Warmth” scam

As the elderly enter their twilight years, they begin to fear loneliness and yearn for companionship. Fraud gangs seize the psychology of the elderly as a breakthrough point for obtaining illegal benefits. When people selling fake and shoddy health care products come to the door every day to ask about their health, they are “more caring than their children”, and some elderly people are willing to buy “three noes” products. At the same time, the empty-nest elderly are the key targets of fraud. Fraud gangs win trust through “companionship”, and then commit crimes, and even defraud property in the name of “marriage and love”.

So how can middle-aged and elderly people be better How to prevent telecom fraud? You must remember the following 5 methods.

First, the National Anti-Fraud APP is a mobile phone fraud prevention software launched by the Ministry of Public Security. Intercept numbers and information, and report harmful information, as well as some professional anti-fraud knowledge, articles, etc. can help middle-aged and elderly people effectively prevent telecom fraud.

Second, don’t easily disclose your personal and family information to other strangers, usually handle business outside, and fill in the information Be careful and protect your personal information.

Third, when encountering a phone call from the Public Security Bureau, you must carefully identify it. If you don’t understand, you can consult your relatives, friends, or people around you Reliable people. If the other party proposes to remit money, please hang up the phone in time and call the police if necessary.

Fourth, you must not be greedy for petty gains. Many people will use winning prizes or certain reward policies to trick middle-aged and elderly people into paying handling fees. In the name of notary fees, etc., to commit fraud crimes. Therefore, middle-aged and elderly people must not be greedy for small gains. I believe that there will be no pies in the sky. In many cases, they are greedy for small gains and suffer big losses.

Fifth, now many middle-aged and elderly people live alone or feel lonely when their wives are gone. Swindlers take advantage of the psychology of old people who want to date and make friends. Publishing information about making friends on the Internet, so as to borrow money from the elderly, etc., so for some news and information on the Internet, you must keep a rational mind.

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