What consumption scams are the elderly prone to fall into? Please pass this tip to the elders around you

On May 18, the Municipal Market Supervision Bureau and the Municipal Consumer Rights Protection Committee jointly issued the “Consumption Reminders in the Field of Consumption for the Elderly”, reminding the elderly to pay attention to preventing some common consumption infringements in life , to safeguard their legitimate rights and interests.

Health food cannot replace medicine

Some unscrupulous businesses take advantage of the elderly’s concern for health, and sell health products by means of “health lectures”, “experts’ free consultation” and “gift of rice noodles and oil”, exaggerating the publicity of illness or product efficacy, and deceiving elderly consumers to buy them at high prices product and service. We hereby remind the elderly consumers to remember that health food is a special food, not a drug.

If the elderly are sick or feel unwell, they should go to regular hospital for treatment in time . When buying health food, look for the “blue hat” sign, and carefully check the health food approval number; try to choose supermarkets, pharmacies, specialty stores and other formal places or e-commerce platforms with good reputation to buy; pay attention to check whether the merchant has ” Food Business License”, whether its business scope includes the sale of health food. Don’t listen to false advertising from unscrupulous merchants. There is no free lunch in the world, we must establish a correct consumption concept and strengthen prevention.

Be cautious when investing in “pension projects”

In recent years, fraud involving the elderly has occurred frequently in the field of elderly care services in various forms. Some elderly care service institutions and enterprises take advantage of the lack of online knowledge and information of the elderly, and under the banner of investing in “elderly care projects” and selling “elderly products”, they deceive and induce by giving away in kind, free travel, etc., and promise high sums of money. The return is a gimmick to illegally solicit funds from the elderly. In fact, these are mostly “removing the east wall to make up the west wall”. The so-called “elderly care projects” and “elderly products” do not have the real content of selling goods. Not only can the elderly not get high rebates, they can’t even get their money back.

Elderly consumers should take the initiative to learn the knowledge of investment and financial management, and make it clear that investment and financial management are different from bank savings deposits, and various financial products have certain risks. Actively communicate with children, if there is something you don’t understand, you can ask your children for advice, and pay attention to listening to their opinions. Be wary of high-interest financing projects and stay away from illegal fundraising. It is necessary to resist the temptation of “high-interest” wealth management projects, do not believe in any “low threshold, high return” propaganda from merchants, do not buy wealth management products sold through wealth management groups, travel, lectures, phone calls or door-to-door sales, and do not buy funds with unknown whereabouts or investment. If the business is unclear, first pay the money and then find the financial product for the project, so as to prevent the loss of money.

Online and TV shopping need to be screened

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When elderly consumers choose online and TV shopping, it is recommended to choose a formal e-commerce company with a large scale of operation, high reputation level, good reputation, large transaction volume and high consumer evaluation. For the necessary understanding of commodities, you must do more comparisons, shop around, compare prices, and don’t be fooled by low prices. Carefully identify and compare carefully, verify the authenticity of preferential discounts, and avoid being deceived by false discounts. Elderly people can order shopping in the company of their children and family members, and they must not pay a large amount of money hastily. There are also some unscrupulous companies that publish the so-called after-sales service hotline for electrical appliances online.

Telecom Fraud Prevention

At present, there are various methods of telecommunication fraud crimes, and the methods are constantly being updated, and the majority of elderly consumers are even more difficult to guard against. When receiving a phone call from an “old friend” and a “winner call” pretending to be a government official, elderly consumers should maintain a high degree of vigilance, pay attention to verifying the identity of the other party, and do not believe the other party’s various reasons to easily send money to them. At the same time, we must pay attention to protecting personal information, and do not disclose information such as ID cards, family members, economic income and physical conditions to strangers or unfamiliar people, so as to avoid becoming the object of consumer fraud due to personal information leakage.

Retain evidence and safeguard rights in a timely manner

When elderly consumers purchase products or receive services, they should check the payment list, ask for formal bills, and keep relevant bills and vouchers. At present, the country is carrying out a special campaign to crack down on pension fraud. When your legitimate rights and interests are infringed, please call the 12315 complaint hotline, 12345 government service hotline or complain to the local Consumer Council. If you have clues about pension fraud crimes, you can log on to the national 12337 crackdown on pension fraud clues reporting platform to report.

Source: All Media Reporter Huang Yao

Edit :He Jing

Editor in charge:Li Liu

Editor :Chen Yan

Final: Zhou Fan

【 Source: Suining News Network]

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