According to Kunming Medical Security Bureau
End of March
Kunming will launch
“Credit Medical Treatment” pilot work
Explore “See a doctor before paying”
Convenience service model
It is understood that the convenience service model of “see a doctor first and pay later” is: patients can use their personal credit records to submit to the medical insurance bureau or After signing a contract on the hospital’s WeChat platform, you can obtain a certain amount of medical treatment. After the registration, examination, treatment, and drug purchase are all completed, the financial institution will pay the fee.
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Yan Xiaoling, director of Kunming Municipal Medical Insurance Bureau, said that when they see a doctor in the future, even if the common people have no health Put money, you can also go to the doctor first. On the basis of medical insurance reimbursement, the remaining part is guaranteed by the financial institution. After seeing the medical treatment, the money can be returned to the financial institution within the specified time.
In the past, when patients went to the hospital to see a doctor, more than half of their time was spent queuing up for payment multiple times. After achieving “credit medical treatment”, the personal payment part will be deducted from the credit line, and there is no need to pay any additional fees during the diagnosis and treatment process. Action, truly realize non-inductive payment. The data shows that about 95% of the patients in other cities in China who have implemented the “Credit Medical Treatment” can pass the credit evaluation in the medical field, which ensures the inclusiveness of the project.
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Currently, Kunming First People’s Hospital, Second People’s Hospital, Yan’an The hospital, Children’s Hospital and Kunming Tongren Hospital became the first batch of pilot hospitals for “Credit Medical Treatment”.
The approved amount of “Credit Medical Treatment” is 1000-8000 yuan, with an interest-free period of 56 days, benefiting medical insurance insured persons aged 18 to 60. Citizens who exceed this age group can use the family payment function to participate in Insured relatives share the “credit medical treatment” quota. It is understood that during the year, 20 designated hospital outpatient clinics in Kunming will gradually realize “payment after seeing a doctor”, providing “credit medical treatment” service for 100,000 medical insurance participants.
Source: @809999
Editor: Dai Jiaoyang