Speaking of the issue of old age care, for the elderly in the city, most of them have no worries. Even if “raising children to prevent old age” doesn’t work now, they can rely on their own care for old age. After all, most of the elderly in the city have work units and public positions. After retirement, they have more or less pensions to supplement their old age.

For farmers in rural areas, it seems to be a bit difficult. They have neither public offices nor pensions, and they cannot work till they grow old. Under such circumstances, how should they support their old age? I believe many people will say that it can only be supported by children. But how many children are now reliable?

As for the question of how to care for the elderly in rural areas without pensions, the wisdom methods of the following four rural elderly are worth learning!

1. 61-year-old Aunt Zhong: Continue to work and earn money while still able to work

< strong>Rural people do not have pensions, how should they care for old age? I am 61 years old this year, and I am an authentic rural person. I have been living in the countryside since I was born three years ago. Our family relies on farming and planting fruit trees for economic income. When the harvest is good, we can save a sum of money. When the harvest is bad, we may have to subsidize the money. Therefore, farming in the countryside depends on the sky for food. So rural people do not have pensions, and they cannot save money for farming. How should we retire?

I once thought about relying on my children. In our rural areas, this is the way of thinking. When we raise our children hard, we hope that they will have a future, and then bring us old people to prosperity. Retire well. But when I brought up my children and watched them go out to work, I found that it was difficult for them to live a good life on their own, and there was no way to support us well. So, in the end, we can only rely on ourselves, and we can’t keep farming for a living when we get old, so how can we get income and have money for our old age?

Three years ago, I thought of a way, that is, while I still have the strength, I will give up my farm work and go to the city to seek development. At that time, my wife and I went to work in cities one after another. Although we were farmers, we didn’t have much culture or skills, but there was a good way to work in cities. Like my wife, who is 59 years old this year, he works as a security guard in a certain factory, earning 2,100 yuan a month, including food and housing. Excluding personal expenses, he can save 1,800 yuan a month, or 21,600 yuan a year, until he is 70 years old, and the savings is also very sufficient for his own retirement.

As for me, I work as a nanny at a rich family’s house, helping to cook and cook for the elderly. Although the job is relatively humble and a bit shameless, it is quite relaxed and comfortable to be a nanny. It does not require any cultural skills, let alone go to work properly. I live with the employer every day, and serve them to do more housework. There is also 3800 yuan per month. The most important thing is that in the employer’s house, you can eat and drink spicy food, and you don’t need to spend any extra money yourself. Therefore, I can save up to 3,500 yuan a month. According to my current work level, if the employer does not fire me, I can reach the age of 70. At that time, we will also have a very generous pension fund.

Therefore, it is not scary for rural people to have no pension. As long as they are willing to go out and find some work, they can still save a pension for themselves. Especially at our age, our children have already started a family and we don’t need to worry about anything. We can boldly and confidently go to the city to work and earn money. Men can be security guards, and women can do cleaning and cleaning. Babysitters are very nice!

Second, 65-year-old Uncle Wu: If he has no public office, he can buy endowment insurance to supplement his old age

rural What if there is no public office and no pension? Actually, before the age of 50, I didn’t think about what to do when I was old. I felt that rural people depended on mountains and water to drink water, and they would not starve to death when they were old. But with the continuous development of the current society, I found that people today will not starve to death, but will die of poverty and disease because of lack of money.

And we rural people have no public office, no work unit, and no pension after retirement. How can we ensure that we will not die of poverty when we are old? Relying on children, children may not be promising, and relying on themselves, it is impossible to live to old age and work to old age? In the end, it has to rely on policies. Although it is said that we rural people do not have units or companies to buy social insurance and endowment insurance for us, we can also buy it ourselves.

This is how I am. Fifteen years ago, my wife and I both started to buy our own pension insurance. At that time, our annual income from farming was more than 30,000 yuan, and the pension insurance for the two of us increased every month. It’s only a few hundred bucks, soWe bought it with gritted teeth. Now I have started to receive a pension at the age of 60, and I can receive more than 1,200 yuan per month. Although it is not as good as those in public offices, which are several thousand or even tens of thousands of yuan, this money is enough to solve my monthly pension. Life issues.

In addition, I also buy rural medical insurance, commercial accident insurance and medical insurance every year. Even if I am sick, I have insurance coverage, which greatly solves our problems. The elderly have no money to live, no money to see a doctor, or can’t afford to see a doctor. Therefore, rural people do not have pensions, so they can rely on their own planning for pensions, and buy pension insurance, medical insurance, and accident insurance early, so that most of the problems in old age can be solved.

Third, 58-year-old Aunt Liu: Let the children teach us how to do self-media and make videos at home to earn money for retirement

This year At the age of 58, my husband passed away early. Although I have two children, both of whom work in big cities, they are just making a living. And it is a bit far-fetched for me to rely on them for the elderly when I am old. After all, my son has to start a family and start a business to earn money, and not to mention my daughter, it is impossible to give me money every month when I get married.

I don’t have a pension or any social subsidy. I can’t make a lot of money by farming, and I can’t go to work in the city because of my body. I’m getting old. what can we do about it? Although old age will not starve to death, but if you want to live freely with wealth in old age, you must have income.

In the past two years, I discovered that many elderly people around my age were making money online. They used their mobile phones to shoot short videos and videos of themselves cooking , filming his own life, filming funny, rural anecdotes, etc., can earn dozens or even hundreds of dollars every day.

So, I also really want to make money through this kind of channel. After all, the threshold for making money is very low, and it does not require any cost. As long as you can shoot and publish, you can make money. . So I went to ask my sons and daughters for advice. After learning for more than half a year, I, an old man in the countryside, became proficient. Every day, I insisted on taking videos of myself doing farm work and making farm dishes.

Now I have an income of 4-5 yuan every day, and there are still two or three hundred yuan when the fire is on. Maybe such a little income is not enough for many urban people, but for us rural people, it is a very considerable income. And this does not require a lot of brains, not to mention a lot of physical effort, you can do this to make money when you are old.

Fourth, 71-year-old Uncle Zhang: When there is really no way, you can rely on the society for the elderly

This society is still very Okay, no matter what, you won’t starve to death. As long as you work hard, you can eat anywhere and have money everywhere. However, there are times when people are helpless. Just like me, who is 71 years old this year, has no children and has been a bachelor all my life. In the past, when I was younger, I could work as a coolie to make a living, but after I was in my 60s, I was sick and I had to stay at home and support myself by growing vegetables and raising chickens and ducks.

And this is not a solution. Fortunately, at this time, social policies are good. For the elderly like us, we can apply for low-income households, poor households, and then every month. You can get a subsidy of 1000 yuan. In addition, there are many caring people now. When we really can’t live, we can go to the village committee and charity organizations for help. With these social aids, even if we are old and can’t make money on our own, we can still live a strong life by relying on these subsidies!

However, human beings, it is better to rely on yourself. You should not occupy social resources unless you have to. After all, there are thousands of people in society who are worse than us. As long as we have a little ability, we must rely on ourselves to earn money for the elderly.

Concluding remarks:

Do the above four rural elderly people think it is feasible? In my opinion, it’s still pretty good. Especially the first three, as the elderly in rural areas are slowly getting older, they must learn to plan for their future retirement, and while they are still able to work, they must go out and earn more money for retirement. If you have the ability to buy endowment insurance and rural medical insurance, you must buy it for yourself, so that you will not lose security when you are old; finally, it is a self-media society. When not, you can make some pension money through self-media.

However, in general, no matter whether you are a rural person or an urban person, and whether you have a public office or a pension, we must have a plan for the future. When we are young, we must prepare for us when we are old, save a sum of pension money early, and make some plans for future pensions, so that when we are old, we will not live a humble and helpless life. you say right?