Beijing Business Daily News (Reporter Chen Tingting Hu Yongxin) The protection of chronically ill people is another step forward. Following the customization of insurance for people with liver disease, on February 26, a reporter from Beijing Business Daily learned that ZhongAn Insurance and Ali Health jointly launched the industry’s first million-dollar medical insurance for people with epilepsy – “Epilepsy Insurance”, which is a medical insurance for people with epilepsy. Patients are provided with integrated health management and security services.
It is understood that this product can be insured for people aged 1-40, providing up to 3 million yuan for hospitalization medical expenses, and 100,000 yuan for epilepsy surgery accident coverage. Insurance users can also obtain protection for specific drug medical expenses, as well as ten exclusive health services such as epilepsy surgery service package, full-course epilepsy expert consultation, expert consultation, and online health management. At the same time, Epilepsy Insurance also cooperates with epilepsy centers in well-known hospitals in Beijing, Shanghai and other places to provide users with more convenient and preferential epilepsy MRI and EEG examination services.
Data show that there are about 9 million epilepsy patients in China, and about 2/3 of them have not received standardized treatment. Because most health insurance products do not support people with epilepsy to insure, epilepsy patients are often in a state of “healthy streaking”, which brings a great financial burden to the family.
“Epilepsy Insurance” will solve this problem for families of epilepsy patients. Industry insiders pointed out that epilepsy is not an incurable disease, but requires a long treatment process, and currently drug treatment is the mainstay. “Epilepsy Insurance” million medical insurance covers more than 50 kinds of common epilepsy drugs such as Deliduo, Debajin, etc., to meet the various needs of patients.