Last year, the national payment system ran smoothly, and the scale of social capital transactions continued to expand

The 2021 payment business statistics released by the People’s Bank of China show that: last year, the national payment system ran smoothly, the scale of social capital transactions continued to expand, and the business volume of the payment system grew steadily. In 2021, banks nationwide will handle a total of 439.506 billion non-cash payment transactions with an amount of 4,415.56 trillion yuan, a year-on-year increase of 23.90% and 10.03% respectively. The payment system processed a total of 933.623 billion payment transactions with an amount of 945.069 trillion yuan, an increase of 27.53% and 15.32% year-on-year respectively. The number of bank accounts kept growing. By the end of 2021, a total of 13.664 billion bank accounts had been opened nationwide, a year-on-year increase of 9.00%. Among them, the number of corporate bank accounts continued to grow, and the number of new accounts opened by market players grew rapidly. By the end of 2021, a total of 83.3697 million corporate bank accounts had been opened nationwide, an increase of 11.44% year-on-year, and the growth rate increased by 2.01 percentage points from the end of the previous year. Bank card transaction volume grew steadily. By the end of 2021, a total of 9.247 billion bank cards had been issued nationwide, a year-on-year increase of 3.26%. Among them, there were 8.447 billion debit cards, a year-on-year increase of 3.30%; and a combined credit card and debit card of 800 million, a year-on-year increase of 2.85%. The average person holds 6.55 bank cards, of which 0.57 is a credit card and debit card. In 2021, a total of 429.022 billion bank card transactions will take place nationwide, with an amount of 1,002.10 trillion yuan, an increase of 24.20% and 12.85% year-on-year respectively. The volume of mobile payment business continued to grow. In 2021, banks will process a total of 274.969 billion electronic payment transactions, with an amount of 2976.22 trillion yuan, an increase of 16.90% and 9.75% respectively year-on-year. The business volume of the RMB cross-border payment system has grown rapidly. In 2021, the RMB cross-border payment system will process 3.3416 million transactions with an amount of 79.60 trillion yuan, up 51.55% and 75.83% year-on-year respectively. (Reporter Wu Qiuyu)