“Technology flow” changes capital flow

A few days ago, Industrial Bank Urumqi Branch used the “Technology Flow” exclusive evaluation system to evaluate Xinjiang Huashidan Pharmaceutical Co., Ltd., and successfully issued a loan of 10 million yuan to the enterprise when the enterprise lacked collateral.

The issuance of this loan is another powerful practice of Industrial Bank Urumqi Branch’s implementation of digital transformation and innovative financial service models, effectively transforming the enterprise’s “technology flow” into “capital flow”.

Xinjiang Huashidan Pharmaceutical Co., Ltd. is a modern pharmaceutical enterprise built and managed in accordance with GMP standards. It is a national-level high-tech and specialized “little giant” enterprise. At the beginning of this year, the company needed working capital for daily operations, but due to the lack of collateral, financing in the short term became a problem. Urumqi Branch of Industrial Bank took the initiative to provide door-to-door service after learning about the relevant situation. Relying on the exclusive evaluation system of “Technology Flow” launched by innovation, it quantitatively evaluated the technological innovation capability of enterprises from 17 dimensions such as intellectual property rights and R&D investment, and formulated exclusive financial service plans. Build a differentiated approval model, and quickly realize the rapid approval and loan of corporate credit through the exclusive green channel.

(Jia Wenming, Wang Ning)