Retirees with savings in hand, it is recommended to do these 3 things in advance, each of which is critical

The speed of China’s economic development today is world-renowned and unprecedented, according to the National Bureau of Statistics According to the released data, the proportion of elderly people with savings is increasing, and the common people have a bottom line when they have money in their hands. However, many elderly people cannot manage their pension funds well, because they have no financial awareness. If you are one of them, it is best to do these three things in advance, although you can’t get more benefits Control the funds, but at least guarantee the security of the funds, let’s take a look:

First, tell someone you trust the password

< p data-track="3">Many elderly people who receive pensions on time every month simply can’t use up that much money in their daily life, so they simply don’t take it out, or take it out in a unified way and deposit it in the bank on a regular basis, which can be better It is also a wise move to help yourself save money. However, the older a person is, the faster his memory declines, and some elderly people are not physically fit enough. They suffer from chronic diseases such as diabetes, high blood pressure, and heart disease, and are more likely to have accidents. It is very important to tell the password of the bank card or passbook to someone you trust in advance, so that once you need money urgently and you can’t remember the password, you will not delay the business. The third party who knows our password is preferably the wife or children. If you really can’t trust it, you can find your relatives and friends.

Second, don’t invest easily

Nowadays, the frequency of technological upgrading is increasing Quick, including the tricks of liars, and 90% of the elderly are kind-hearted and easy to trust others and have no ability to identify new tricks. The criminals are very good at grasping this. First, they create occasional encounters to establish contact with us, and then show their greetings to everyone. Very positive, and after gaining our trust, he began to fool everyone into taking the bait. The most common one is to tell us which financial product will make a steady profit and not lose money. After a lot of hype, people who are not vigilant take out all their pension funds without thinking. This sounds funny, but the gamers are fascinated by the onlookers, and one day when I encounter the same situation, I may make a similar choice.

If we want to avoid being targeted by scammers, we must not reveal our wealth first. The time and energy of scammers are also very limited. It looks like a poor man, and they will not set their eyes on us; secondly, we must firmly believe that there will never be a pie in the sky, and good things that come for nothing are generally not in the hands of ordinary people who abide by the law, and only rely on hands to earn things are more solid.

Third, don’t lend it to others easily

Some people say that the borrower is the uncle, and he wants his own money It’s my grandson. This sentence is true. When we lend out money with good intentions, we may be aggravated by the other party. If the person who owes the money doesn’t pay it back on a regular basis, we are embarrassed to push ourselves and get angry. Just don’t lend the money.

You must know how to reject others. As the saying goes, you should not borrow from poverty. If the other party really has a very good relationship with you and your character is guaranteed, or if you encounter something that is particularly anxious, you can do it differently. Don’t talk about it.